No, her tits are exposed. She cannot sleep naked yet, despite it being an option. It's locked. Like walking around the house naked, and cleaning in her underwear. She can clean in her pjamas. She wears her underwear in the bar, dress hiked up and shirt unbuttoned, and can serve like this, and gets exposed at the bar, tits and pussy, but immediately covers herself fully. Despite serving in her underwear.
The point being, you raised the levels drunk, arousal, and exhibition, pointlessly. The content is held up. There's no point in maxing or attempting too. She needs to wear a different bar outfit not out yet, and perhaps another event at home, train, bar needs to occur prior. There's a small message saying you've unlocked a different bar outfit, but it's not available.
The maid cleaning everything and not cleaning anything has no consequence. Like not giving money, the same scene occurs. Massage, then a hug. Despite any debt mounting.
The train has a handjob once on the stalker, and then it becomes annoying, her arousal drops, because she climaxes from him fingering.